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Malaysia Affordable Housing Guide 2016 / 2017 – Part 2

A part 2 of the previous guide.

Click here if you missed Malaysia Affordable Housing Guide 2016/2017 – Part 1 (Infographic). This article contains all the details of each affordable housing available in Malaysia.


List of affordable housing projects:


1.Skim Perumahan Rakyat 1Malaysia (PR1MA)

2.Skim Perumahan Mampu Milik Swasta (MyHome)

3.Perumahan Penjabat Awam 1Malaysia (PPA1M)

4.Program Perumahan Rakyat (PPR)

5.Rumah Mesra Rakyat 1Malaysia (RMR1M)

6.Rumah Mampu Milik Wilayah Persekutuan (RUMAWIP)

7.Rumah Selangorku 8.Rumah Idaman Rakyat (RIR)


Image from Loanstreet




1. Skim Perumahan Rakyat 1Malaysia (PR1MA)


PR1MA is perhaps one of the most popular affordable housing projects that is aimed to benefit middle-income households.


Image from Loanstreet



2. Skim Perumahan Mampu Milik Swasta (MyHome)


This scheme is meant to encourage private sector to build more affordable homes. Private companies that collaborate with MyHome will offer two categories of houses: MyHome1 and MyHome2. The main differences between them are the size and price of the houses.


Image from Loanstreet



3. Perumahan Penjawat Awam 1Malaysia (PPA1M)


PPA1M is a affordable housing programme that solely benefits civil servants.


Image from Loanstreet



4. Program Perumahan Rakyat (PPR)


PPR is a low cost housing project targeted to low-income household.


Image from Loanstreet



5. Rumah Mesra Rakyat 1Malaysia (RMR1M)


RMR1M is targeted to low-income household.


Image from Loanstreet



6. Rumah Mampu Milik Wilayah Persekutuan (RUMAWIP)


RUMAWIP is targeted to both low- and middle-income group in Federal Territories (Kuala Lumpur, Putrajaya and Labuan).


Image from Loanstreet



7. Rumah Selangorku Rumah


Selangorku is targeted to both low- and middle-income groups in Selangor.


Image from Loanstreet



8. Rumah Idaman Rakyat (RIR)


RIR is targeted to middle-income household.


Image from Loanstreet





Having implemented so many affordable housing programs, our government has shown incredible effort to tackle affordability problem in Malaysia. But did you know that the onus is still on you to secure a housing loan from banks even if you successfully balloted for one of these programs?


Worry not! You can always make use of Loanstreet’s loan eligibility checking service to find out your chances of successfully getting a loan for free!



Cover image from Loanstreet

*Article source: Loanstreet


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